Sell My House Fast in Cleveland, Ohio

  • We buy houses as-is – no clean-ups or repairs
  • No closing costs or realtor commissions
  • Close in as little as seven days

We are an A+ rated local team that’s been buying homes in Ohio for over ten years. Fill out the form to find out your property’s cash value today.

    Get Your Fair & Honest All-Cash Offer Today! No Obligations!

    • We buy houses as-is – no clean-ups or repairs

    • No closing costs or realtor commissions

    • Close in as little as seven days


    By submitting this form, you are confirming you agree to our Conditions of Use and Privacy Policy

    Or Call Us Now At 440-490-4600

    How Do I Sell a House to Avoid Bankruptcy or Foreclosure in Ohio?

    When you get behind on your mortgage payments, you risk entering a delinquency period, which can lead to late fees, damage to your credit score, and eventually foreclosure. Lenders typically initiate foreclosure proceedings after several missed payments, usually around 90-120 days of delinquency. 

    Communicating with your lender about your financial situation and exploring options like loan modifications, forbearance, or repayment plans can help you avoid foreclosure or bankruptcy. 

    However, these solutions don’t work if you still can’t keep up with your monthly payments. Plus, you may decide you no longer want the house. If you need to sell a house to avoid bankruptcy or foreclosure, your best option may be a cash home sale. Home Buyers Ohio can buy your house as-is and pay cash, giving you a way out of your situation.

    Home Buyers Ohio Can Help You Avoid Foreclosure

    If you're struggling with late mortgage payments and facing bankruptcy, foreclosure, or a short sale, Home Buyers Ohio can help. We specialize in cash home sales to help distressed homeowners get out of their mortgage. As local buyers in Cleveland, we'll assess your property's value and make a fair cash offer. We close the sale in as little as seven days, providing a fast and easy solution.

    • No selling costs.
    • No home repairs.
    • No real estate agents.
    • No hassles.
    • No foreclosure or bankruptcy

    Unlike corporate investment companies or real estate agencies, we work with you to find a solution that works for you. We won't lowball you or take advantage of your situation. By choosing a cash home sale, you can avoid bankruptcy or foreclosure and start fresh with your good credit intact. Read on to learn more about the challenges of late mortgage payments and how a cash home sale can help.

    We Work with Home Sellers in All Types of Financial Hardships

    If you're facing a financial crisis, Home Buyers Ohio can help. Late mortgage payments can cause you to lose your house. Fortunately, we can buy your house and take away the burden quickly. We work with all types of sellers with various circumstances, such as foreclosure, bankruptcy, distressed houses, and short sales.

    Foreclosure

    When you face foreclosure in Ohio, the lender will send warning letters and call you to discuss your options. If you are unable to make your mortgage payments, the lender will file a foreclosure lawsuit and get a foreclosure judgment against you. The foreclosure process can take 6 to 18 months or longer, and the lender can sell the property to cover the remaining mortgage balance.

    • Loss of your home
    • Damaged credit score. 
    • Difficulty finding housing
    • Deficiency judgments
    • Emotional and financial stress

    If you are facing foreclosure in Ohio and need to sell your house fast, Home Buyers Ohio can help. We offer a simple and stress-free solution to sell your house as-is for cash, regardless of its condition or your circumstances. Our process is fast, and we can close the deal in just a few days, not months. By working with us, you can leave your financial worries behind, protect your credit score, and start fresh.

    Bankruptcy

    The bankruptcy process in Ohio helps you eliminate some types of debt, pause foreclosure, stop debt collection actions, restore utility services and a driver's license. It cannot discharge all types of debts like back taxes or child/spousal support. 

    Bankruptcy may result in the loss of property, but there are exemptions available to protect certain types of property. The most common types of bankruptcies are Chapter 7 and Chapter 13, both designed to help you with overwhelming debt. 

    Remember: There is no guarantee that you will keep your house during bankruptcy. However, the mortgage lender wants to avoid repossessing the house. So, you will likely have to negotiate the terms of your mortgage, which typically prolongs your payoff for several years. 

    If you don’t want to keep your house, your safest option is a cash home sale.

    If you're considering bankruptcy, Home Buyers Ohio offers a fast and easy way to sell your house to avoid bankruptcy, regardless of its condition to avoid bankruptcy. This can help you avoid the hassle of making mortgage payments and instead use the proceeds to pay off your debts. 

    We buy houses as-is, so you won't need to spend any time or money on repairs or upgrades. Selling your house to us can help you quickly settle your financial obligations and avoid the negative consequences of bankruptcy, such as a damaged credit score or lengthy payment plans.

    Short Sale

    In Ohio, a short sale is a type of real estate transaction where you owe more on your mortgage than the property is currently worth. Here’s how it works;

    • You agree with the lender to sell the property for less than what is owed. 
    • This can help you avoid foreclosure and the lender can avoid the expenses and legal issues associated with foreclosure.
    • However, you must obtain the shares to cover the sale, and the transaction can result in a loss for the lender.  

    If you're struggling with debt and facing the possibility of bankruptcy, consider selling your home to Home Buyers Ohio. We offer a cash home sale that can help you settle your financial obligations quickly and avoid the negative consequences of bankruptcy.

    Distressed House

    A distressed house is a property that is in poor physical condition or financial trouble. It may have been neglected, abandoned, or damaged by natural disasters. Financially, it may be facing foreclosure, bankruptcy, or a short sale. If you are in the late stages of bankruptcy or foreclosure and getting ready to lose your house, it’s now in a distressed state.

    If you're looking to sell your distressed house quickly, a cash home sale could be the solution. A cash offer from our local home buyers can help prevent your property from going to auction and close the deal in as little as seven days. 

    In comparison, a traditional home sale can take up to 90 days, not counting the prep work and closing process. Home Buyers Ohio can stop an auction and pay off your mortgage while meeting the lender's requirements. This process can help you get out of debt and sell your house fast.

    What is a Cash Home Sale?

    A cash home sale is a type of transaction where we pay the entire purchase price in cash, without the need for financing. It can be a great option if you need to sell a house to avoid bankruptcy or foreclosure.

    Here’s what you can expect when you sell your house to Home Buyers Ohio:

    • Quick closing: Since there is no need for financing, the closing process can be much faster than a traditional sale. In fact, we can close the deal in as little as seven days, depending on your situation.
    • No need for repairs: When you sell your house for cash, you don't have to worry about making any repairs or renovations. We buy houses in any condition, even if they are distressed or in need of major repairs.
    • No commission or fees: When you work with us, there are no real estate agent commissions or fees to worry about. We will make you a fair cash offer, and the amount we offer is the amount you will receive at closing.
    • Pay off your mortgage: If you have a mortgage on your property, we can help you pay it off as part of the cash sale. This can be a great relief for homeowners who are struggling to keep up with their mortgage payments.
    • Meet lender requirements: If you are facing foreclosure, a cash home sale can prevent your property from going to auction and help you meet your lender's requirements.

    At Home Buyers Ohio, we buy distressed houses as-is for cash. We understand that selling a house can be a stressful and time-consuming process, which is why we strive to make it as easy and hassle-free as possible. So if you are looking to sell your house quickly, consider a cash home sale.

    What are the Advantages of a Cash Home Sale Over a Traditional Home Sale?

    There are several benefits of a cash home sale that make it a more practical option than a traditional home sale.

    No Need for Repairs

    One of the biggest benefits of a cash home sale is that the buyer will purchase the property in its current condition. This means that you don't have to worry about making any repairs or upgrades to the home before selling it. 

    In a traditional home sale, buyers will often request repairs or upgrades be made before closing, which can be costly and time-consuming. With a cash home sale, you can sell your property as-is to Home Buyers Ohio and avoid any additional expenses.

    No Commission or Fees

    Another advantage of a cash home sale is that there are no real estate commissions or fees involved. When you sell your home through a real estate agent, you will typically have to pay a commission of 5-6% of the sale price. Additionally, there may be other fees such as closing costs, attorney fees, and inspection fees. 

    With a cash home sale from our buyers, you can avoid all of these expenses and receive the full purchase price for your property.

    Ability to Pay Off Your Mortgage

    If you are struggling to make your mortgage payments, a cash home sale can be a great option. When you sell your home for cash, we pay the entire purchase price upfront, which can be used to pay off your mortgage. 

    It can help you avoid foreclosure and protect your credit score. With a traditional home sale, you may have to wait several months to receive the proceeds from the sale and may still owe money on your mortgage.

    Ability to Meet Lender Requirements

    If you are trying to sell a distressed property, you may have trouble finding a buyer who is willing to finance the purchase. Most lenders require that a property be in good condition and free of any major defects in order to approve a loan. 

    With a cash home sale, you can bypass this requirement and sell your property to Home Buyers Ohio. This can help you avoid the hassle of trying to find a buyer who meets lender requirements.

    Quick and Easy Process

    Perhaps the biggest advantage of a cash home sale is the speed and convenience of the process. With a traditional home sale, you may have to wait several months to find a buyer, negotiate the terms of the sale, and complete the closing process. 

    With a cash home sale, we make an offer within days and close the deal in as little as seven days. This can be especially beneficial if you need to sell your property quickly due to financial or personal reasons.

    Sell Your House Fast in Cleveland, Ohio

    If you need to sell your house fast but don’t want the hassle of a traditional home sale, contact Home Buyers Ohio. We buy houses as-is. No repairs are needed. Avoid closing costs and realtor commissions. Close in as little as seven days. Call 440-490-4600 to get a fast cash offer from our local home buyers in Ohio.

      Get Your Fair & Honest All-Cash Offer Today! No Obligations!

      • We buy houses as-is – no clean-ups or repairs

      • No closing costs or realtor commissions

      • Close in as little as seven days


      By submitting this form, you are confirming you agree to our Conditions of Use and Privacy Policy

      Or Call Us Now At 440-490-4600

      Frequently Asked Questions About Cash Home Sales in Ohio

      What is a cash home sale?

      A cash home sale is a transaction where we pay the entire purchase price in cash, without the need for financing.

      What are the advantages of a cash home sale over a traditional home sale?

      A cash home sale offers benefits such as no need for repairs, no commission or fees, ability to pay off your mortgage, ability to meet lender requirements, and a quick and easy process.

      How quickly can I close on a cash home sale in Ohio?

      The closing time frame for a cash home sale in Ohio can vary, but it is typically much quicker than a traditional home sale. We can close a deal in as little as a week or two.

      Do I need to make repairs before selling my home for cash?

      One of the benefits of a cash home sale is that you do not need to make any repairs. We Purchase the property as-is.

      Will I have to pay any commission or fees if I sell my home for cash?

      No, you will not have to pay any commission or fees. We are not real estate agents. Instead, we are local home buyers that work directly with you without the need for a realtor.

      Can I sell my home for cash if I am facing bankruptcy?

      Yes, you can sell your home for cash if you are facing bankruptcy. In fact, selling your home for cash can help you avoid foreclosure and discharge some of your debts. Home Buyers Ohio works with sellers in situations similar to you all the time.

      Can I sell my distressed house as-is for cash?

      Yes, you can sell your distressed house as-is for cash. We are often interested in distressed properties and will purchase them in any condition.

      What happens to my mortgage if I sell my home for cash?

      If you sell your home for cash, you can use the proceeds to pay off your mortgage.

      Can I sell my home for cash if it is in foreclosure?

      Yes, you can sell your home for cash if it is in foreclosure. In fact, selling your home for cash can help you avoid foreclosure and get out of debt.