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SELL YOUR HOUSE FAST IN CLEVELAND, OH TO AVOID FORECLOSURE

  • We buy houses as-is regardless of your situation
  • No closing costs or realtor commissions
  • Close in as little as 7 days

We are an A+ rated local team who’s been buying homes in Ohio for over 10 years. Fill out the form to find out your property’s cash value today.

    Get Your Fair & Honest All-Cash Offer Today! No Obligations!




    Or Call Us Now At 440-490-4600

    “HOW TO AVOID FORECLOSURE”

    Are you facing a possible foreclosure on your house? If so, you may be looking for a way to sell your house fast and get out from underneath your mortgage. Home Buyers Ohio has your solution. We buy houses as-is. Our local house buyers in Cleveland, Ohio, can make a fast cash offer and close in as little as seven days. You can walk away from your house and avoid foreclosure. 

    We pay all closing costs and assume responsibility for the foreclosed or distressed house after the sale. You pay no closing costs or realtor commissions. You can also sell your house as-is – no repair, renovations, or showings. If you would like to learn more about how to avoid foreclosure in Cleveland, Ohio, contact Home Buyers Ohio, at 440-490-4600. Schedule a quick walkthrough with one of our local buyers.

    HOW DO I SELL MY HOUSE FOR CASH?

    You may be wondering, “How do I sell my house fast?” We make it easy to get out from underneath your property in just three steps:

    Step 1: Call Our Local House buyers

    Call us today and schedule a quick walkthrough with one of our house buyers. We can assess your property to decide if we would like to move forward with a purchase. If so, we will make an offer within 24 to 48 hours. Do not worry about preparing or cleaning your property. We buy houses as-is.

    Step 2: We Will Make a Fair Cash Offer

    If we like what we see, then we will make a cash offer on your house at just below its current market value. We will not try to buy your house at a rock-bottom price. Instead, our local house buyers try to create a solution where everyone benefits. As local buyers, we understand the real value of your property in Ohio.

    Step 3: We Pay You Cash

    If you accept our offer, then you can schedule a close date that is convenient for you. In most cases, we can close in as little as seven days and have cash in your hand in only a few weeks. We pay all closing costs. You pay nothing. Simply walk away from your property with no strings attached. 

    UNDERSTANDING FORECLOSURE IN OHIO

    If you are facing foreclosure in Cleveland, it is important to understand how the legal process works in the state of Ohio. Like many other states, foreclosure in Ohio is judicial. You and the lender must go through the court system to complete the process. The move to foreclose on your house does not actually begin until you are more than 120 days late on your mortgage loan payment. From there, the process is long and complicated.

    Pre Foreclosure Notice

    The state of Ohio does not require lenders to send you a notice before filing for foreclosure. However, you find guidelines for filing a foreclosure in your loan agreement. For instance, once the foreclosure is filed, you may have 30 days to stop the foreclosure by catching up on your payments or making a payment arrangement with the lender.

    Foreclosure Summons

    You may receive a summons from the clerk of the court. The summons includes information on how and where to file your response. If you want to go through mediation, the court also provides information on how to participate in mediation.


    A foreclosure summons also includes the details of the lender’s complaint, including:


  • A statement confirming lender ownership of the note/mortgage
  • The type of mortgage loan
  • A detailed explanation of why the lender is filing for foreclosure
  • The balance and interest rate on the loan
  • The date you defaulted on the loan
  • How the lender wants to proceed with foreclosure
  • Responding to the Summons

    Once the summons is filed and mailed, you have 28 days to respond. Your response must be sent to the lender or their attorney and the court. If you do not respond to the lender, the court may grant a full foreclosure to the lender. This means you may be evicted from the house with little to no further notice.

    WHAT ARE THE CONSEQUENCES OF A FORECLOSURE?

    Second only a bankruptcy, a foreclosure can hurt you and your family financially in the following ways:

    • Drop your credit score by as much as 100 points
    • Prevent you from buying a house up to three years
    • Keep you from getting a loan of any kind for up to years
    • Make it difficult for you to find another place to live
    • Forgiven debt viewed as taxable income by the IRS

    In addition, you may still owe the lender after the house is sold. If the remaining balance of the debt is not sold after a short sale, auction, or distressed house sale, the lender may come after you for the amount still owed on the mortgage.

    SELL MY HOUSE FOR CASH: WHY IT’S THE BEST OPTION

    If you are going to attempt to sell your house before foreclosure, you need to be aware of your options. Listing your house on the market and hiring a real estate agent is not likely to help you avoid foreclosure. It can take several months to get the house ready to sell, find a buyer, and close. A For Sale by Owner (FSBO) can take twice as long. 

    If you want to avoid foreclosure, the best solution is to sell your house fast for cash. When you work with one of our local house buyers, you can avoid the hassle of putting your house on the market, preparing it to sell, and showing it multiple times. Our buyers can close on a deal in as little as seven days, allowing you to get from underneath the mortgage much faster.

    WORK WITH OUR LOCAL HOUSE BUYERS IN CLEVELAND

    At Home Buyers Ohio, our local house buyers live in the area. We understand the economy, the real estate market, and the needs of homeowners. As your neighbors, we will never give you the lowest offer. We make an honest assessment of what the house is worth based on the current local market and then offer a healthy percentage, creating a win-win for everyone.

    We work with homeowners in the following areas:

    AVOID FORECLOSURE IN CLEVELAND, OHIO

    Before you contact the realtor or list your house on the market, do not pass up the chance to sell your house as-is for cash. Home Buyers Ohio is here to help you find the simplest solutions to get cash-in-hand quickly without wasting time and money on repairs and closing costs. To schedule a quick, no-obligation walkthrough with one of our local house buyers, call 440-490-4600.

      Get Your Fair & Honest All-Cash Offer Today! No Obligations!




      Or Call Us Now At 440-490-4600